Homeowners insurance is meant to protect against disasters ranging from fire to theft to lawsuits, encompassing most injuries and damage that members of your family might cause to other people. Most insurance carriers even count pets as members of your family.
How much insurance do you need? What would it take to rebuild your home? Here are some considerations to make sure your homeowners insurance is up to date:
Take note of your coverage limits and policy type — see if there's a policy out there that might get you better coverage, a better price or both. Comparing policies again the week of renewal will help you ensure that you have the most up-to-date rates available.
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