The National Flood Insurance Program was created by Congress in 1968 to help property owners financially protect themselves. The program offers flood insurance to homeowners, renters and business owners if their community participates in it, and remains the main source of flood insurance in the United States.
An irrevocable life insurance trust gives you more control over your insurance policies and the money that's paid from them. It also lets you reduce or even eliminate estate taxes so as much of your estate as possible can go to your loved ones.
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